body { color: #fadb4f;
       margin: 0;
       background-image: url('bg.gif'); }

#left { position: absolute;
        left: 0px;
        top: 0px;
        width: 139px
        height: 471px; }

#top { position: absolute;
       left: 144px;
       top: 0px;
       width: 413px;
       height: 150px;
       z-index: 1; }

#text { position: absolute;
        left: 144px;
        top: 140px;
        width: 403px;
        padding: 5px;
        font-family: trebuchet ms,verdana,arial,helvetica;
        font-size: 12px;
        color: #000000;
        text-align: justify;
        z-index: 2; }

.header { font-family: times new roman;
          font-size: 22px;
          font-weight: bold;
          font-style: italic;
          color: #cec972;
          letter-spacing: 4px; }

b, strong { color: #a8af79;
            font-style: italic; }

a { text-decoration: none;
    font-weight: bold;
    color: #5d1e0b;
    border-width: 0px 0px 2px 0px;
    border-style: dotted;
    border-color: #f4c24a; }

a:hover { text-decoration: none;
          color: #f4c24a;
          border-width: 0px 0px 2px 0px;
          border-style: dotted;
          border-color: #f4c24a; }

.disclaimer { font-size: 10px;
              text-align: center; }